Eligibility
Users must complete identity verification and comply with all applicable compliance requirements before accessing the loan services.

Loan Availability
Beat Trade provides digital asset loan services based on the user’s account status, collateral, and platform policies. The platform reserves the right to approve or reject loan requests at its sole discretion.

Loan Amount
The loan amount available to a user may vary depending on account activity, collateral value, and risk management policies.

Interest Calculation
Interest is calculated daily based on the borrowed amount and the selected loan term. The applicable interest rate will be displayed to the user before confirming the loan.

Loan Term
Users must select a loan term when borrowing funds. The loan must be repaid before or on the expiration of the selected loan term.

Repayment
Users may repay the loan at any time before the due date unless otherwise specified. Repayment must include the borrowed principal amount plus any accrued interest and applicable service fees.

Late Repayment
If the loan is not repaid by the due date, Beat Trade reserves the right to charge additional fees, restrict account functions, or liquidate collateral or available assets in the user’s account to settle the outstanding balance.

Service Fees
The platform may charge service fees related to loan issuance, repayment processing, or other administrative functions. These fees will be displayed prior to confirmation.

Risk Control Measures
Beat Trade reserves the right to implement risk control mechanisms, including adjusting loan limits, modifying interest rates, or suspending loan services during periods of abnormal market volatility.

Service Changes
Beat Trade reserves the right to modify, suspend, or terminate loan services at any time without prior notice due to regulatory requirements, market conditions, or operational considerations.